"Intellectually, everybody knows what to do because there are so many substacks and VC taught leadership what to do. It's either expense reduction, cost reduction, or revenue improvement. What's interesting is that people are looking for human stories. It's more about emotionality. At the end of the day, it's a human decision by the founder to change their mindset, point of view, or optimism." - Jeremy Au
"Product market fit means you aren’t blowing yourself up with your underwriting when these books are starting to mature. In the early days, people often get really loose with their underwriting standards to show growth. When the market turns, that's when a lot of this stuff blows. At the end of the day, the capital efficiency piece is really important whether you are an investor or a founder. You are in the business of capital allocation and you need to be really honest about how effectively that capital is working for you." - Shiyan Koh
In this episode, Jeremy Au speaks on the Silicon Valley Bank implosion, SE Asia impact, underwriting quality (diversification versus correlation), 2023 fintech trends, and International Women's Day.
Keywords: Silicon Valley Bank Implosion, SE Asia Impact, Underwriting Quality, 2023 Fintech Trends, International Womens Day, USA, Southeast Asia, FinTech
